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Insurance Marketing Specialist West, Inc.
1233 Lane Ave. S. Suite 17, Jacksonville, Fl 32205 (904)786-6500 (Office) (904)693-0900 (Fax)
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Bodily Injury Liability
This coverage applies to injuries that you cause to someone else. Limited to the coverage you choose 
(0, 10/20, 25/50, 50/100, 100/300, 250/500) covers per person per accident.
* Rejection of Bodily Injury Liability is an important thing to consider delicately. Rejecting Bodily Injury coverage means 
you take financial responsibility for the other person's injuries or death. You can be held responsible for up to the 
minimum requirements of bodily injury 10,000 per person, and 20,000 per incident a total of $30,000. 
Other requirements apply when carrying a DUI. 
See more under Florida Financial Responsibility Law.*

Property Damage Liability
This coverage pays for damage you may cause to someone else's property. Limited to the coverage you choose 
(10K, 25K, 50K with a zero deductible) per accident.

Personal Injury Protection (PIP)
This coverage pays for the treatment of injuries to the driver, or passenger, no matter who is at fault up to $10,000; less the 
deductible you (0-1000). Basic (80% of medical lost wages) or Extended (100% of medical bills 80% of lost wages) coverage available.

Medical Payments 
This coverage pays for the additional medical bills to the driver and passengers of the policyholder's car.

Uninsured and Underinsured Motorist Coverage
This coverage pays for additional medical bills to the driver, or passengers, if you are in an accident and the other party is u
nderinsured or uninsured. Optional limits, 10/20, 25/50, 50/100, 100/300, 250/500 stacked or non-stacked depending on the 
number of vehicles you insure.

Collision
This coverage pays for damage to your car resulting from a collision with another car, object, other than an animal; less the deductible 
you choose (0-1000). Required coverage if vehicle has a Lien Holder, depends upon Lien Holder type (bank or personal).

Comprehensive
This coverage pays for damage to your car other than a collision; less the deductible you choose (0-1000). Required coverage if vehicle has a Lien Holder, depends upon Lien Holder type (bank or personal).

Rental
This covers the reimbursement of a rental car in the event of an accident. Does not pay for a rental car for mechanical break down, or other rentals (only in the event of an accident). Optional limits $20, $30, $40 per day up to 30 days.

Towing
This covers the reimbursement of towing per disablement in the event of an accident. Optional limits $50, $75 per disablement.

~ Any coverage you reject is your option, (other than the state minimum required liability coverage), and also your responsibility to understand. We do our part to disclose your chosen coverage's, in fact we require an additional form to better explain your policy coverage to you.  All a part of better serving you, as our client. ~

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Contact your carrier direct:

PROGRESSIVE
(800)925-2886

INFINITY
(877)953-2337

NATIONAL GENERAL
(GMAC)
(800)526-0332

BRISTOL WEST
(888)888-0080

KEMPER
(800)456-0448

ASI
(866)274-8765

UNIVERSAL PROPERTY & CASUALTY
(800)425-9113

HERITAGE PROPERTY & CASUALTY
(855)620-9978

Insurance
https://www.heritagepci.com/company/contact-us/